Financial Profiling, Source of Wealth and Source of Funds Analysis

Course overview

Understanding the financial profile of an individual or entity is central to effective financial crime detection, investigation, customer risk assessment and due diligence. Analysis of the Source of Wealth (SoW) and Source of Funds (SoF) can provide important insight into how wealth was accumulated, how particular funds were generated and whether observed financial activity is consistent with the subject's known economic circumstances.

This Financial Profiling, Source of Wealth and Source of Funds Analysis course provides participants with practical methodologies for reconstructing financial profiles and examining the origins, movement and application of funds.

The course integrates income analysis, asset and liability assessment, transaction analysis, lifestyle analysis, business interests, ownership information and financial records. Participants will learn how to identify inconsistencies, unexplained wealth indicators, unusual financial behaviour and potential concealment mechanisms while maintaining a clear distinction between financial intelligence, risk indicators and evidential findings.

What you will be able to do

• Develop comprehensive financial profiles of individuals and entities
• Explain the distinction between Source of Wealth and Source of Funds
• Identify legitimate and potentially questionable sources of wealth and funds
• Reconstruct income and expenditure patterns
• Analyse assets, liabilities and ownership interests
• Conduct financial-flow analysis
• Examine bank-account and transaction activity
• Identify unexplained financial movements and inconsistencies
• Conduct lifestyle and expenditure analysis
• Analyse business and investment income
• Corroborate declared wealth and funding sources with independent information
• Develop source-of-wealth and source-of-funds assessments
• Present financial-profile findings in a structured intelligence or due diligence report

Who should attend

• Financial intelligence analysts
• Financial investigators
• AML/CFT compliance officers
• Private-sector compliance professionals
• Financial due diligence professionals
• Tax investigators
• Fraud investigators
• Asset-tracing specialists
• Law-enforcement personnel
• Regulatory and supervisory professionals
• Internal auditors
• Risk-management professionals
• Accountants and forensic accountants

Course outline

Fees are per participant in US dollars and cover tuition, course materials and your certificate. Travel and accommodation are not included.